UPI AutoPay and Recurring Subscription Billing for Indian Web Applications
Credit card penetration in India remains under 6%, but UPI accounts for over 80% of digital transactions. UPI AutoPay unlocks recurring SaaS billing for the entire Indian market.
1. How UPI Mandates Work
Customers authorize a recurring mandate on their preferred UPI app (PhonePe, Google Pay, Paytm). Future billing cycles deduct funds automatically up to the authorized pre-set limit without requiring manual OTP input.
2. Webhook Event Handlers
Configure secure webhook listeners for subscription.charged, mandate.revoked, and payment.failed events to manage user subscription access in real-time.
Vipin Wadhwa
AuthorFounder & Lead Domain Strategist
Advising enterprise founders and scaling brands on high-value domain acquisitions, brand prestige, and digital authority.
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